SBI Card Variants(Key Cards) & Their Features
|
Card Name |
Annual/ |
Waiver Conditions |
Rewards/Benefits |
Best For/ Remarks |
|
SBI Card
ELITE |
₹4,999 +
taxes |
Waived if
spends ≥ ₹10,00,000 in preceding year |
5× reward
points on dining, grocery & departmental store spends; complimentary
airport lounge access (domestic & international); movie tickets worth
~₹6,000 annually |
Premium
lifestyle / travel users who will use lounges, entertainment perks. |
|
SBI Card
PRIME |
₹2,999 +
taxes |
Waived if
spends ≥ ₹3,00,000 in preceding year |
Milestone
benefits; complimentary lounge access; higher rewards on dining, groceries, movies
etc. |
Good for
those who want enhanced perks without going to the top‐tier cost. |
|
SimplyCLICK
SBI Card |
₹499 + taxes |
Waived if
yearly spends ≥ ₹1,00,000 |
5× reward
points on online spends; 10× on partner merchants; welcome voucher; fuel
surcharge waiver; good for e-commerce users. |
Best for
heavy online shoppers. |
|
SimplySAVE
SBI Card |
₹499 + taxes |
Waived if
spends ≥ ₹1,00,000 yearly |
Higher points
on dining, movies, departmental stores and groceries; fuel surcharge waiver;
good for everyday spends. |
If your
spends are more in offline daily categories. |
|
SBI Cashback
Credit Card |
₹999 + taxes |
Waiver when
spends ≥ ₹2,00,000 in preceding year |
5% cashback
on online spends; 1% on offline spends; fuel surcharge waiver; simple
cashback structure. |
For users
preferring simple cashback without tracking many categories. |
|
BPCL SBI Card |
₹499 + taxes |
Waived if
spends ≥ ₹50,000 yearly |
Good savings
on fuel (value‐back ~4.25% on fuel purchases); surcharge waiver on fuel;
reward points on other categories. |
If fuel is a
big part of your regular expenses. |
