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HDFC IRCTC Credit Card
There's a train Ride in every swipe!
- Pay via UPI (linked to this card) to any merchant - it's a Rupay Card!
- 5% Cashback on Train Ticket Bookings
- Rewards on all IRCTC Bookings
About HDFC IRCTC Credit Card -
- Get 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
- 1 Reward point on every Rs 100 spent on all other spends
- Additional 5% Cashback on train ticket bookings via HDFC Bank Smart Buy
- Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI
- Welcome voucher worth Rs 500 on card activation within first 37 days of Card Activation
- Annual fee waiver on annual spends of Rs 1,50,000 or more
Other Amazing Offers -
- 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
- 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
- Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Rupay IRCTC Credit Card from the date of purchase
- Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit
Fees & List of all charges -
- Joining Fees: Rs 500 + GST.
- Annual Fees: Rs 500 + GST.
Documents Needed -
- Address Proof - Aadhaar, Passport, Latest utility bills
- ID proof - PAN, Voter ID, Passport
- Income proof - Bank Statement, Salary Slips
Eligibility Criteria -
- Required Age: 21 - 60 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs 25,000 per month (Salaried)
- Minimum Income: Rs 6 lakhs per annum (Self-Employed)
