Welcome to PrimeShopix Credit Cards! Discover expert reviews of the top credit cards in India. Explore the HDFC RuPay Card and more to find your best fit.
HDFC RuPay Credit Card
New World of 'Credit + Convenience'
- Pay via UPI - It's a RuPay Card
- Earn Upto 3% CashPoints*
- Exclusive Milestone Benefits
About HDFC RuPay Credit Card -
- Rupay Card Pay Via UPI
- 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
- 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
- 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
- Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
- Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.
Other Amazing Offers -
- Leverage revolving credit facilities at nominal interest rates.
- Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
- You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
- The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form
Fees & List of all charges -
- Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
- Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
Documents Needed -
- Address Proof - Aadhaar, Passport, Latest utility bills
- ID proof - PAN, Voter ID, Passport
- Income proof - Bank Statement, Salary Slips
Eligibility Criteria -
- Required Age: 21 - 65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs. 20,000 per month (Salaried)
- Minimum Income: Rs. 50,000 per month (Self-Employed)
- Credit score: 700+
- You should be citizen of India or a Non-Resident Indian
